Joseph Grassi Email Address

Enthusiastic Mentor Productivity Results

Avidia Bank provides state-of-the-art electronic banking capabilities to businesses and consumers across Central Massachusetts and beyond through online access and full-service branches. Avidia Bank is a $1.2 billion mutual bank, headquartered in Hudson, MA with branches in Hudson, Westborough, Clinton, Leominster, Marlborough, Northborough and Shrewsbury.

Executive successful with business development, marketing, and operations. Experience in banking, real estate and fintech. Well versed in planning and zoning issues, construction planning, construction lending and community relations. As an early adopter of fintech, facilitated implementation of a new commercial banking software application. Built efficiencies with legacy systems and served as workforce trainer. Works effectively with staff and commercial borrowers to provide responsive customer service, review of loan requests, and financial analysis. Builds partnerships. Develops relationships. Focused on businesses in real estate, construction, health services, government contracting, solar energy and technology. •As a former mortgage company vice president, Joe was responsible for sales, compliance and risk management. He has been active in commercial and residential lending since 1993. •He established an employer-based marketing program between Wells Fargo and Children’s Hospital Boston, generating $10 million in residential mortgage loans in just three months. •On a referral basis, he originated $31.5 million in commercial real estate loans. •Joe believes successful deals are developed through the personal relationships of stakeholders and a willingness, or need, to do business. •Joe developed strategic relationships with large corporations, town and county governments, and local businesses. He regularly discusses business opportunities with “C” level executives. •He also wrote about a dozen articles that were primarily about real estate development, and its economic impact, which were published in the New York Times.