Michael Pida Email Address

Vice President, C and I Relationship Manager

Provides financial services and expertise through its four local banks, including Bank of New Canaan, Stamford First Bank, The Bank of Fairfield and The Wilton Bank.

Proven banking professional with substantial relationship management and loan origination experience. Experienced  in both Commercial & Industrial and Commercial Real Estate financing.   A generalist, experienced with SBA financing that can assist Executives and Business Owners with financing, acquisition and transition decisions.  Successful record of building and maintaining loan portfolios with manageable risk profiles and solid returns on equity. Industries banked include manufacturing, environmental resources, private equity, food and beverage, last mile delivery and medical. Core areas of expertise include: *Commercial Loan Origination - C&I and CRE *Senior Secured Debt Arrangements for various purposes including working capital, business acquisitions, purchase of fixed assets and for other general corporate purposes. *Assets Based Loans/Lines secured by receivables, inventory and/or fixed assets; Cash Flow Loans/Lines secured by a pledge of all assets of the business. *Owner-Occupied and Investor Commercial Mortgages to purchase new commercial real estate or refinance an existing property. *Term Sheet Structuring/Loan Agreements