Tom Pennings Email Address

Senior Vice President Chief Commercial Banking Officer

Staffed with highly experienced banking professionals, ICB offers financial solutions to meet all of your financing and cash management needs. From portfolio lending to long-term fixed rate loans, we pride ourselves on our ability to match your goals with the appropriate financing structure. Our flexible loan terms and lines of credit are designed for your business capital and cash flow requirements. In addition to offering a full range of financing options, ICB offers cash management solutions to compliment our lending services. Whether you or your business have cash flow fluctuations or investment needs, ICB consistently offers market leading deposit rates and affordable cash management services. Established with our business customers in mind, ICB focuses its efforts on meeting the needs of the Wisconsin entrepreneur and the real estate developer/investor. We feel we can offer maximum flexibility and premium service for you and your business with our independent, locally owned and operated bank.

I am an engaging and dedicated Business Banker, Commercial Lender, and Business Partner. My mission is to serve the needs of small businesses in and around our community. I have 25+ years of experience serving customers and creating great banking teams in N/E Wisconsin. Through personal attention, commitment to learning, community involvement, and exceeding customer's expectations I have been able to contribute to the success of my clients. I have a track record of building successful teams and promoting collaborative partnerships.