Senior Product Advisor
Heartland Payment Systems, Inc. provides bank card payment processing services to merchants in the United States and Canada. This involves facilitating the exchange of information and funds between merchants and cardholders financial institutions, providing end-to-end electronic payment processing services to merchants, including merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support and risk management. It also provides additional services to its merchants, such as payroll processing, gift and loyalty programs and paper check processing. The Companys wholly owned subsidiaries include Heartland Payroll Company (HPC), Debitek, Inc. (Debitek) and Heartland Acquisition LLC (Network Services). The Company also has a 70% owned subsidiary, Collective POS Solutions Ltd. (CPOS).
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