Robert Croll Email Address

Market Manager

Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks tenth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania.

e-mail: robertc@fmfcu.org phone: 610-325-5224 The trend in the banking industry is one of mergers and take overs. Community banks are taken over by regional banks, who are then taken over by larger regional banks, who then merge with "too big to fail" national banking institutions. Before you know it your bank has changed names 3 times. Each time bringing new policies, procedures, and on-line platforms. And the fees and rates never seem to benefit the customer either. Fees become more expensive, while interest rates fall to almost nothing. Credit unions are a great alternative to banks. They provide all of the same services as a bank: savings accounts, checking accounts, business accounts, CDs, loans, mortgages, and commercial loans as well. The main difference however, is that credit unions are not-for-profit financial institutions owned by their members. Because they do not pay profits to shareholders, they return them to you, their members, in the form of better rates and lower fees. As a career-long credit union guy, I can provide all of the same products and services as any bank with a far more personal touch. I am able to provide products and services that fit your banking needs, rather than making your needs conform to the bank's policies. I have lived and worked in the Chester County market my whole life and I understand the type of service that local businesses and consumers need and expect. Even if you are not looking to change financial institutions, or refinance debts, at this time I would enjoy the opportunity to speak with you about your financial situation. I can certainly provide you with advice as well as options to help save you money on loans or earn more on savings.