Executive Vice President and Chief Credit Officer
First Volunteer Bank serves the Campbell, Fentress, Hamilton, Knox, Lawrence, Marion, McMinn, and Putnam counties in Tennessee.
Proven Chief Credit Officer / EVP; Taking leadership roles in strategic iniatives such as Franklin Covey's Four Disciplines of Execution and Les McKeown's Predictable Success, Re-organizing the underwriting functions enabling the bank to transform back into a loan growth / make loan mentality, Successfully lowered classified assets within budgets preserving top 5% ROA and ROE returns. Highly-accomplished Senior Lending Executive / Senior Credit Officer, specializing in risk and loan portfolio management, commercial and commercial real estate lending. Effective Consultant helping Bank Management on Lending Risk Assessment, Portfolio Management, Loan and Collateral Valuation, and Work-out Strategy issues. Effective trainer and speaker on commercial and real estate lending, underwriting and risk assessment, lending processes and credit culture topics. Specialties: Real Estate Loan Underwriting, Real Estate Appraisal Engagement and Review Process, Loan Portfolio Risk Assessment and Management, Lending and Underwriting Training
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