Richard Fairbank Email Address

Chief Executive Officer and Chairman and Founder

Capital One is a financial services company engaged in consumer and commercial lending and deposit origination.

Following a decade as an investment banker to the alternative finance space, Fairbank founded Breakout Capital to provide more affordable, fully transparent financial solutions to small businesses across the country. Formally launched in early 2015, Breakout Capital is a technology-enabled direct lender that provides simple, straightforward working capital solutions to small businesses. Under Fairbank’s leadership, Breakout Capital has achieved significant growth, already providing millions of dollars of working capital to hundreds of small businesses across the country.In addition to becoming one of the fastest growing companies in the market, Breakout Capital is a leading advocate for small business. Breakout Capital has produced a highly regarded 'educational series' through its blog, Breakout Bites, that helps small businesses better understand the alternative lending market and how to avoid the hidden fees and debt traps that are too prevalent with many of its competitors in the market. Fairbank is an active thought leader on Capitol Hill, advocating for improved transparency and the adoption of 'best practices' by alternative capital providers throughout the market. Breakout Capital has taken a public stance in support of Federal regulation to eradicate bad practices and create a single regulatory framework to institute industry-wide transparency and clear product and cost disclosure.Breakout Capital is a steering member of the Coalition for Responsible Business Finance (CRBF), a group of lenders, small business organizations, and small business advocacy groups that aims to bolster the trust and credibility of the industry through responsible business practices while ensuring that alternative products and services meet the needs of America’s small business community.Visit breakoutfinance.com or responsiblefinance.com to learn more. Fairbank was named one of D.C.’s top entrepreneurs under 40 years old by Trending 40 in 2016.