Manager to Senior Vice President
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Served in State Bank Group and Axis Bank for 35 plus years. Led large transformational projects to improve productivity and processes across the bank in both retail and corporate segments. Also built and led businesses like CASA products, Corporate and Retail foreign exchange and Third Party sales.Member of committees like Operational Risk Management Committee, Customer Service Committee of the Board, Fraud Review Committee,Whistleblowers Committee, Audit Committee of Executives, Disciplinary Action Committee of the bank. Served as a Director of A.Treds Ltd., a joint venture subsidiary between Mjunction Ltd. and Axis Bank. Axis Bank President & Head - Retail & Wholesale Operations April 2018 – Jun 2022 • Could create a score-based model to parameterize the branch level adherence to various internal and external checks and balances. • Rolled multiple small projects across units to improve TAT’s either through process re-engineering and/or use of RPA/AI initiatives. • Launched the first real-time TBML alerts by applying a combination of compliance checks with customer/industry level data. Axis Bank President & Head - Transaction Banking April 2015 – Mar 2018 • This business group had grown over the three years and emerged as one of the largest contributor to the operating revenue of the bank i.e. almost one third. • Was involved in creating a new comprehensive digital offering for corporate and government clients. • The franchise had grown in a sustainable manner and reached an operating revenue of USD 1.10 billion at the end of FY’18. Axis Bank EVP & Head - Retail Liabilities & Third Party Sales April 2012 – March 2015 • The bank had grown to the number eight position in the retail liabilities space. • The productivity of Sales/RM channels had increased by 24%. •introduced a slew of digital initiatives to take care of customer service as well as to enhance productivity of resources. Axis Bank Head - Business Accounts April 2010 - March 2012 • The bank achieved number one position in the acquiring space. • The non-corporate book of the bank grew to 60% of the total CA float(3rd largest bank) Axis Bank Head – Fx Business June 2002 – March 2010 • Between March 2005 to March 2010 the customer forex profits grew at CAGR @57 %, the highest amongst domestic banks. • Spearheaded the first offshore foreign currency hybrid capital issuance by an Indian bank. Executive Education - • Axis Executive Leadership Program (Batch 2013-15) conducted by Duke University Corporate Education • Advanced Leadership Program in Feb 2015 conducted by CAFRAL(promoted by RBI)
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