Stephen Yaroch Email Address

Senior Manager

PHH Mortgage offers a full range of residential financing programs. For over 20 years, we have dedicated our energies to one goal - helping customers obtain home financing.

Respected mortgage leader with over 25 years of financial services experience. Diverse and in depth experience includes effectively managing large scale client and sales initiatives leveraging expertise in sales, capital markets and operations to create and execute winning business strategies and tactical plans. Ability to deliver effective project management and financial analysis, utilizing exceptional organizational, analytical, and managerial skills. Consistently exercise outstanding communication to successfully guide cross-functional teams in implementation of leading-edge business solutions. Expert presenter, negotiator, and businessperson able to forge solid relationships and build consensus across multiple organizational levels Core competencies include: • Strategic Business Planning • P&L Management and Accountability • Team Building & Leadership • Sales and Operations Management • Change Management • Quality Initiatives • Financial & Contract Negotiations • Enterprise Project Management • Process Redesign • Cost Reduction & Avoidance Specialties: Competitive anlysis, financing, vendor relations