Richard Graeff Email Address

Sales Manager

Caliber Home Loans, Inc. is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale and correspondent lending, and a consumer-direct centralized operation specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. Caliber also offers innovative servicing solutions for both conforming and non-conforming loans. Caliber is led by a veteran senior management team that consists of mortgage banking professionals with a history of building successful national mortgage operations. Our core strengths include our innovative mortgage solutions, customer and sales-centric culture, proprietary loan origination system H2Online, and entrepreneurial management team. These strengths make Caliber unlike any other mortgage lender within the industry and result in our ability to provide a superior service experience for our customers, a fulfilling work environment for our employees, and a track record of quality. The foundation for our success is a work environment where everyone feels empowered to make a difference, and innovative ideas are not only encouraged but rewarded. We realize that individual contributions and dedication to customer-centric solutions are key in providing superior service. Our employees feel like they are a part of something unique, an opportunity to create the next great mortgage banking company. With the numerous regulatory changes that have occurred in recent years, technology has never been more important within our industry. In response to this reality, Caliber has made a substantial investment in building our own proprietary, end-to-end loan origination system. H2Online is a single sign-on system that allows you to complete a loan from start to finish with a paperless process designed around today's mortgage banking industry. We employ a veteran team of mortgage banking technologists to enhance and maintain H2Online. While most national mortgage bankers are struggling to change processes supported by multiple outdated legacy systems, H2Online allows us to gain a competitive advantage through our agility. We are dedicated to preserving the entrepreneurial spirit of a mortgage bank while ensuring the necessary operational controls to originate and service quality loans and create a company with longevity.

I love helping people with their financing. I am truly passionate about my profession and as a result nearly a 100% of my business is by referrals from satisfied clients, trusted business partners and some of the most experienced real estate agents in Chico, Paradise and surrounding areas. My goal is to carefully guide clients through the entire loan process, so that they feel confident making choices about the different options available for their financing needs. I have vast experience in all types of financing from VA, FHA, USDA, HOME Path and more. Because of my business ethics and knowledge, I have earned the Platinum Presidents Club Award for the past 10 years straight.I was also awarded the Affiliate of the Year Award for 2008 and again in 2014 by the Paradise Association of Realtors. My experience includes First Time Home Buyer Programs that includes down payment assistance loans provided by local and state agencies that help those that otherwise may not be able to purchase a home. I look forward to helping you today! Equal Housing Lender. Caliber cannot accept mortgage loan applications or inquiries for properties located in New York through this site. https://caliberhomeloans.com/tools-resources/legal/licensing-disclosures