Vice President and Credit Manager, Community Banking
Congressional Bank operates as a community bank that provides banking products and services to individuals and businesses.
Senior Credit Officer that leads four teams of 18 individuals focused on credit underwriting, portfolio management, construction administration and loan documentation for the Community Bank. Provides loan structuring guidance and reviews all draft credit memos to ensure quality, consistency and accuracy. Underwrites more complex credit requests as needed. Conducts annual risk rating reviews. Designed and implemented a central workflow process for approval to boarding. Monitors the construction portfolio, loan maturities and financial ticklers. Oversees and ensures department’s compliance with regulations such as TRID and HMDA.
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