John Golding Jr. Email Address

Assistant Vice President Research and Product Development

APGFCUUas roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland, APG Federal Credit Union has become the largest financial cooperative in the area and is able to serve our members and communities as a trusted financial partner. By sharing our financial experience and providing valuable products and services, we work to build stability and financial independence for our members, one family at a time. Our Mission is to empower our member-owners to use and control their own money to improve their economic and social conditions. We encourage thrift among our member-owners and create a source of credit at a fair rate of interest by operating our not-for-profit credit union as a democratic, membership-driven cooperative.

Persuasive communicator with well-developed presentation and negotiation skills. Management experience with strong coaching and mentoring skills. I have hands-on management experience with highly developed problem resolution attributes. Solid background in planning and executing long term strategic plans and short term business plans. Able to develop productive relationships with colleagues, clients and staff at all levels. In-depth financial analysis ,business intelligence and data mining experience.