John Obrien Email Address

Senior Credit Analyst

Allied Beverage Group, LLC ("Allied"), as it is known today, was created by the mergers of The Baxter Group, Inc., F&A Distributing Company and The Jaydor Corporation. All three predecessor companies were leaders of the wholesale wine and spirits industry in New Jersey dating back to the Repeal of Prohibition in the early 1930s. Allied has emerged as New Jersey's largest and most comprehensive wine and spirits distributor and ranks among the ten largest such distributors in the United States. Allied represents the product lines of the world's leading suppliers of beverage alcohol and related products as it services the needs of New Jersey's licensed package stores, restaurants, hotels, taverns and clubs. Allied conducts its business through the following general and specialized sales and merchandising divisions: Allied Nations, Allied Beverage Promotions, Allied Beverage Group On Premise, Banner Distributors, Dorchester, F&A Distributing, Flagstaff Distributors, Favin Import Co., International Vintners, J&J Distributing, Joseph H. Reinfeld Distributors, Majestic Wine & Spirits, Merchants Wine and Liquor, Meritage Wine Group, and Pinnacle Sales & Marketing. Allied operations unfold from state-of-the-art office and master warehouse facilities in Carlstadt, New Jersey and like office and facilities in Mt. Laurel, New Jersey. In addition, Allied operates subsidiary Majestic Wine & Spirits, USA, LLC ("Majestic"), a Pennsylvania brokerage and direct wholesale enterprise. Majestic provides merchandising and promotional services as the broker representative of several major suppliers. Majestic is also Pennsylvania's highest volume distributor of "special liquor orders" by reason of its leading performance in wine list writing and wine education and promotion.

Energetic professional with significant banking & financial services experience.Experienced stressed/impaired lending portfolio manager with excellent negotiation skills.Established problem solver with proven ability to critically evaluate complex information.Proven track record in the management of risk and credit risk issues.Direct experience of retail financial services compliance management & regulatory risk control.Adept at managing resources effectively to ensure successful delivery of business objectives.Highly motivated self-starter.Qualified Financial Advisor (QFA)