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AMERICAN PORTFOLIOS FINANCIAL SERVICES WE'RE DEDICATED to HELPING YOU ACHIEVE FINANCIAL FREEDOM

American Portfolios Financial Services Inc. is a fullservice financial institution. Based in Holbrook, N.Y., the institution offers an array of financial services, such as personal financial and retirement planning, securities trading and mutual funds. Additionally, it provides access to investment research, longterm care planning, insurance products and taxfree investing. The institution provides feebased asset management solutions through its subsidiary, American Portfolios Advisors Inc. American Portfolios Financial Services Inc. is a member of the Financial Industry Regulatory Authority FINRA and Securities Investor Protection Corporation SIPC.

Michael and his Houston associates offer independent, objective financial advice, services, and investment management. With over 35 years of investment management experience, we are dedicated to customizing portfolios, and helping you achieve financial freedom. Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. Securities offered through American Portfolios Financial Service, Inc. Member FINRA /SIPC . Investment Advisory services offered through American Portfolios Advisors, Inc. Member FINRA /SIPC , an SEC Registered Investment Advisor. We do not approve or endorse any third party comments on this site.