Moapa Valley Federal Credit Union is a financially sound, non profit organization of members serving members. Focusing on the future, we provide a full range of financial services through a well trained and courteous staff, while maintaining stability, security and accountability. Unlike a bank, Moapa Valley Credit Union is owned by all our members. There is a unique governing concept behind credit unions. A group of people, sharing a common bond, pool their savings and make low-interest loans available to each other. Members that save at their Credit Union provide the money for those who wish to borrow, and the interest on those loans is used to pay dividends to savers. High dividends, low-cost loans, and complete selection of financial services - that's why it pays to belong to Moapa Valley Credit Union.