Sandra Tinoco Email Address

Banco Bilbao Vizcaya Argentaria, S.A. attracts deposits and offers retail, wholesale, and investment banking services.

BA in Economics with a Finance Diploma by "Tecnológico de Monterrey". Bilingual executive with a unique background in capital and debt markets for the past 13 years, including: Financial analysis and portfolio management for a wide spectrum of industries, including retail, consumer products, pharmaceutical, telecom and hotels; credit risk analysis; financial projections; project management; oral and verbal communication to the financial community, including senior management, investors and media; process implementation; strategic planning. Ability to achieve a solid relationship with the different clients. Leadership in the implementation of strategies to develop new businesses and processes. Skills: Project management to achieve the objectives efficiently and accurately, in order to reach successfully the company’s profitability and positioning. Effective communication, training of multidisciplinary teams focused mainly on Coaching style. Identification of risks and opportunity areas within and outside the company. Implementation of efficient processes measured with the development of performance indicators. Objective: to accomplish the company’s profitability and cash flow generation. Elaboration of strategies to achieve the shareholders ROIC (return on invested capital) among a competitive and changing environment.