Itamar Chalif Email Address

Vice President of Business Banking, Lending, and Business Support

INDEPENDENT BANK CORP is a financial services company that provides Wealth Management & Financial Planning, Commercial Lending, Business Banking Services, and Personal Banking Services.

CURRENT: VP Business Banking. Helps business owners with bank/non-bank related services and needs. Leverage an extensive and unique experience, as a business owner and a financing consultant to provide business owners and their trusted advisors, “out of the box” general business advice, source out solutions and third party providers. PAST: Atlantic Capital Solutions Inc (ACS) represents many lenders that specialize in business financing; capital equipment, expansion, operating capital, leases and more. Typically customers turn to ACS when they are confused by the myriad of financial options or frustrated by lack of cooperate on the part of lenders. Like insurance Brokers that research multiple providers and recommend the best coverage to meet their client’s needs, we research and provide financing solutions to best solve our client’s complicated requirements. In essence, our services can be summed up in two categories; 1. We assist equipment vendors by providing their clients financing at the point of sale. This service simplifies and shortens the selling process making it very convenient for the buyer to do business with the supplier. Often we will work with the vendor and their staff, to develop a customized program to help differentiate the vendor from other competitors. 2. We work with business owners, controllers, CFO’s and other decision makers to provide solutions to the following; a. Help the client determine the best way to finance equipment, renovations, advertising campaign or other necessary expenditures enabling their business to grow. b. After careful analysis we recommend if financing or leasing will be the best choice. c. When needed we facilitate the financing/leasing, through the network of lenders that were carefully selected. d. We “solve problems” in unique situations where bankers and other lenders are often themselves frustrated and immobilized by their own restrictive covenants. Specialties: Small business-financing expert; practicing a holistic approach to business financing, utilizing an extensive knowledge in working capital, equipment leasing, commercial mortgages programs as well as alternative financing solutions. This approach allows our clients ability to make informed dictions and secure the best financing solutions available to their unique situation.