Carlos Martinez Email Address

Senior Vice President, Credit Analytics Group, Co-Head, Data Management Office

Opus Bank is a California-chartered commercial bank. The Company provides relationship-based banking products, services and solutions to small and mid-sized companies, entrepreneurs, real estate investors, professionals and individuals. It is organized into four lines of business: commercial banking operations, which is referred to as Commercial Bank| retail banking operations, which is referred to as Retail Bank| merchant banking operations, which is referred to as Merchant Bank and correspondent banking operations, which is referred to as Correspondent Bank. Through these four lines of businesses, it offers a range of conventional and specialized financial products and services to its clients through divisions, such as commercial real estate banking| commercial banking| healthcare banking| technology banking| institutional syndications| fiduciary banking| business banking| corporate finance| private equity group| corporate advisory and correspondent banking.

Well versed in credit risk monitoring, strategic planning, forecasting, enterprise risk, loan loss, balance sheet, P&L, profitability, expense variance, and cash flow analyses, as well as capital budgeting, asset/liability management, and long/short-term finance strategies. Extensive knowledge of NPV, IRR, DCF, and other valuation metrics and methodologies. Additional skills include an effective and concise communication style, comfortable with Executives, and extensive business systems (i.e., system implementations, SDLC, etc.) analysis experience. Lastly, I bare a natural ability of completing tasks by emphasizing a collaborative approach through the maximization of my resources’ respective areas of expertise.