President and Chief Financial Officer
Jersey Shore State Bank has been involved in the PHFA loan program since 1982. The bank was recently designated as a "Quick Close" lender with PHFA. A "Quick Close" lender qualifies the bank to make local decisions on PHFA loans. According to Jerry Seman, Vice President - Mortgage Officer, "Our success with the PHFA programs is because of our years of experience. I can honestly say we have some of the most experienced PHFA lenders in the state. The mortgage services department of Jersey Shore State Bank has Mortgage Consultants located in bank branches in Lycoming, Clinton and Centre Counties. Jersey Shore State Bank is a wholly owned subsidiary of Penns Woods Bancorp, Inc., a bank holding company with $568,668 million in assets. The bank has 12 offices in Centre, Lycoming and Clinton Counties. Penns Woods Bancorp, Inc. stock trades on the NASDAQ National Market under the symbol PWOD.
President and Chief Financial Officer at Penns Woods Bancorp, Inc.
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